Purchase Laptop For College Student On No Cost EMI

In this digital era of tech prevalence, students need a laptop at every stage of the learning phase, especially college students, since it grants access to vast online information. Another reason for the indispensable need for laptops is the pandemic-driven online education system. A laptop has become less of an option in student life and more of a necessity. 

You can find numerous laptop models designed for students. Generally, these are budget laptops. However, these budget laptops may not offer superior performance, quality, and the best computing experience. Some specific fields, like graphic design or architecture courses, require advanced laptops rather than budget laptops with limited features.

But not every person has readily available funds to invest in essential products like a laptop. Can you afford a laptop with the required features if you have a low income or are short on savings? If not, then what laptop finance options do you have? 

Now you can purchase a top-quality laptop on no-cost EMIs with the latest features like super-fast processing speeds, touchscreens and expandable storage. You may not even be asked for a down payment. Several top brands hosting new-age features in laptops can be found. You can instantly purchase your dream laptop on credit and pay for it later at a comfortable pace.

Discover how a no cost EMI laptop is beneficial for students.

Benefits of buying a laptop on EMI for students

1. Access to a plethora of options easily. Look at the option with the latest required features and get it quickly. 
2. You can get a high-limit laptop loan. Invest in laptops with superior processing speed.
3. On-the-spot approval is also an alluring benefit of no-cost EMI laptops. Do not waste your valuable time in student life in the queues for a loan.
4. There is no down payment to buy laptops on EMI.
5. The interest rate on laptop EMIs is 0%, and you can buy no-cost EMI laptops that involve no extra charges over the basic price.
6. Buy easy to use touchscreen laptops. Students can make their studies easier with fast touchscreen laptops.
7. No cost EMI laptops are available against minimal documentation with basic KYC details.
8. You can choose a convenient repayment tenure, ranging from 3 to 24 months.
9. Most lenders allow you to close the loan before completing the loan tenure without any foreclosure charges.

How to buy a laptop at no cost EMI

• Sign up with emilife.com for the laptop finance option. It is a simple process. Verify your mobile number and activate the credit limit.
• Submit the required KYC documents.
• Decide your preferred partner to buy a laptop, like Flipkart, Paytm, amazon, chroma, or any other partner.
• Select the best EMI plan and suitable repayment tenure.
• Add your delivery address. 
• Complete your laptop purchase with an OTP.
• Your EMI is approved. The partner store will ship the laptop to you as per their delivery policy.

List of documents required

• As mentioned, the documentation is minimal with the following documents: 
• KYC documents – PAN card, Identity proof and Address proof
• A passport-size photograph
• A non-dated cancelled cheque 
• A duly signed ECS mandate (NACH)

Budget-friendly Laptops for Students 

If you are looking for budget-friendly laptops under Rs.30,000, here are the options to simplify the process of getting a laptop on EMI for students: 

– Dell Latitude e7440 Pentium Dual Core with 16 16 GB RAM and 500 GB HDD storage that allows you to multitask.

– HP 15 Ryzen 3 Dual Core with 4 GB DDR4 RAM, 1 TB HDD storage, and LED-backlit. 

– Lenovo Ideapad 130 Core i3 7th Gen with 4 GB RAM, 1 TB HDD with a backup of up to 5 hours.

Under Rs.50,000 

– HP 15-DA0070TX with 8 GB DDR4 RAM and 1 1TB HDD storage, Intel Core i3 8th Gen. 

– HP 15-DA1041TU 8th Gen with Intel core i5, and 1 TB HDD. 

– Dell Inspiron 5570 with Intel Core i3 and storage of 512 GB HDD.

Top Mini Laptops

– Asus EeeBook 12 Thin and Light Laptop with the Intel Celeron Dual Core processor and 64 GB storage. The RAM is 4 GB DDR3. 

– Dell Inspiron 5300 Core i5 is powered by the 10th Gen Intel Core i5 processor and turbo boost up to 4.2 GHz. The RAM is 8 GB DDR4. 

– Acer Chromebook C733 with 16 GB SSD, 4 GB DDR4 RAM, Intel Celeron Dual Core.

Thus, instead of saving up for months, simply buy a laptop at no cost EMI today with emilife.